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[{"selector":"#anim-34161c1d-fcd0-4cda-a723-29a12cd3295e","keyframes":{"opacity":[0,1]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe576c37-0a23-4ade-a29b-d7fa6b20f5bc","keyframes":{"transform":["translate3d(0px, 154.77125%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Large Radish 5 Smart tips to improve your CIBIL Score in 2024

1.Clear all your existing debt

2.Pay your EMIs on time

If you don’t pay on time, it will lower your CIBIL credit score. Late EMI payments are recorded in your CIBIL report and include details of the number of days the payment is delayed. newgovexam.com

3.Limit your credit usage

Using too much credit shows the lender that you are unable to live within your means. Therefore, it is important to stay below the limit when using credit. newgovexam.com Improve your CIBIL score, take a mix of credit. This includes taking secured and unsecured loans and repaying them diligently. Establishing credit experience will definitely benefit your score.

4.Report any discrepancies in your credit report

Sometimes, there may be discrepancies in your credit report. For instance, your CIBIL credit score may be low because your home loan lender has not reported the latest payment details to CIBIL. newgovexam.com

5.Borrow a mix of loans

Improve your CIBIL score, take a mix of credit. This includes taking secured and unsecured loans and r epaying them diligently. Establishing credit experience will definitely benefit your score.